:root {
  --bg: #f5f8fc;
  --surface: #ffffff;
  --surface-2: #f0f4f9;
  --text: #16324a;
  --muted: #5e7386;
  --primary: #1f5f8b;
  --primary-dark: #184a6d;
  --accent: #5fb0e5;
  --border: #d9e4ee;
  --success: #2f855a;
  --shadow: 0 18px 40px rgba(17, 43, 70, 0.10);
  --radius: 22px;
  --radius-sm: 14px;
  --max: 1180px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, Arial, Helvetica, sans-serif;
  color: var(--text);
  background: linear-gradient(180deg, #f8fbfe 0%, #eef4fa 100%);
  line-height: 1.65;
}
a { color: var(--primary); text-decoration: none; }
a:hover { color: var(--primary-dark); }
img { max-width: 100%; display: block; }
.container { width: min(var(--max), calc(100% - 32px)); margin: 0 auto; }
.topbar {
  background: #102638;
  color: #d7e6f3;
  font-size: 0.92rem;
}
.topbar .container {
  display: flex; justify-content: space-between; gap: 16px; padding: 10px 0;
  flex-wrap: wrap;
}
header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,0.93); backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(217,228,238,0.85);
}
.navbar {
  display: flex; align-items: center; justify-content: space-between; gap: 18px;
  padding: 16px 0;
}
.brand {
  display: flex; align-items: center; gap: 14px; min-width: 0;
}
.brand-mark {
  width: 48px; height: 48px; border-radius: 16px;
  background: linear-gradient(135deg, var(--primary), var(--accent));
  box-shadow: 0 10px 22px rgba(31,95,139,0.25);
  position: relative; overflow: hidden;
}
.brand-mark::before, .brand-mark::after {
  content: ""; position: absolute; border-radius: 999px; background: rgba(255,255,255,0.88);
}
.brand-mark::before { width: 28px; height: 8px; top: 12px; left: 10px; transform: rotate(-30deg); }
.brand-mark::after { width: 18px; height: 8px; bottom: 12px; right: 8px; transform: rotate(-30deg); }
.brand-text strong { display: block; font-size: 1.1rem; letter-spacing: 0.01em; }
.brand-text span { color: var(--muted); font-size: 0.88rem; }
.nav-links { display: flex; align-items: center; gap: 24px; flex-wrap: wrap; }
.nav-links a { color: var(--text); font-weight: 600; }
.nav-cta {
  padding: 12px 18px; border-radius: 999px; background: var(--primary); color: #fff !important;
  box-shadow: 0 12px 24px rgba(31,95,139,0.22);
}
.mobile-toggle { display: none; background: none; border: 0; font-size: 1.6rem; color: var(--text); }
.hero {
  padding: 54px 0 36px;
}
.hero-grid {
  display: grid; grid-template-columns: 1.08fr 0.92fr; gap: 28px; align-items: stretch;
}
.hero-panel {
  background: linear-gradient(145deg, rgba(16,38,56,0.96), rgba(25,74,109,0.92));
  color: white; border-radius: 34px; padding: 42px;
  box-shadow: var(--shadow);
  position: relative; overflow: hidden;
}
.hero-panel::after {
  content: ""; position: absolute; inset: auto -90px -100px auto; width: 320px; height: 320px;
  background: radial-gradient(circle, rgba(95,176,229,0.26), rgba(95,176,229,0));
}
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(255,255,255,0.12); color: #dff0ff; padding: 8px 14px; border-radius: 999px;
  font-size: 0.9rem; font-weight: 700; letter-spacing: 0.02em; text-transform: uppercase;
}
.hero h1 {
  font-size: clamp(2.5rem, 5vw, 4.3rem);
  line-height: 1.02; margin: 18px 0 16px; letter-spacing: -0.04em;
}
.hero p.lead { color: #d7e8f4; font-size: 1.06rem; max-width: 60ch; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 26px; }
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 14px 20px; border-radius: 999px; font-weight: 700; transition: 0.2s ease;
}
.btn-primary { background: #fff; color: var(--primary-dark); }
.btn-primary:hover { transform: translateY(-1px); }
.btn-secondary { background: transparent; color: #fff; border: 1px solid rgba(255,255,255,0.24); }
.hero-stats {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin-top: 34px;
}
.hero-stats div {
  background: rgba(255,255,255,0.10); border: 1px solid rgba(255,255,255,0.08);
  border-radius: 18px; padding: 16px;
}
.hero-stats strong { display: block; font-size: 1.2rem; margin-bottom: 4px; }
.hero-image-card {
  border-radius: 34px; overflow: hidden; box-shadow: var(--shadow); position: relative; min-height: 640px;
}
.hero-image-card img { width: 100%; height: 100%; object-fit: cover; }
.hero-badge {
  position: absolute; left: 22px; right: 22px; bottom: 22px;
  background: rgba(255,255,255,0.92); backdrop-filter: blur(10px);
  border-radius: 22px; padding: 20px; box-shadow: 0 8px 30px rgba(18,33,53,0.18);
}
.hero-badge strong { display: block; font-size: 1.05rem; margin-bottom: 8px; }
.section { padding: 34px 0; }
.section-lg { padding: 78px 0; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.card {
  background: var(--surface); border: 1px solid var(--border); border-radius: var(--radius);
  box-shadow: 0 10px 28px rgba(17, 43, 70, 0.06); padding: 28px;
}
.card h3 { margin-top: 0; margin-bottom: 10px; font-size: 1.25rem; }
.section-title { text-align: center; max-width: 760px; margin: 0 auto 28px; }
.section-title.left { text-align: left; margin: 0 0 24px; }
.section-title h2 { font-size: clamp(2rem, 3vw, 3rem); line-height: 1.08; margin: 0 0 12px; letter-spacing: -0.03em; }
.section-title p { color: var(--muted); margin: 0 auto; }
.kicker {
  color: var(--primary); font-weight: 800; letter-spacing: 0.08em; text-transform: uppercase; font-size: 0.82rem;
  margin-bottom: 10px;
}
.info-band {
  background: linear-gradient(180deg, rgba(95,176,229,0.10), rgba(31,95,139,0.06)); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border);
}
.process-step { position: relative; }
.process-step span {
  width: 36px; height: 36px; border-radius: 999px; display: inline-grid; place-items: center;
  background: var(--primary); color: white; font-weight: 800; margin-bottom: 18px;
}
.split-panel {
  background: var(--surface); border: 1px solid var(--border); border-radius: 28px; overflow: hidden;
  display: grid; grid-template-columns: 1.05fr 0.95fr; min-height: 450px;
  box-shadow: var(--shadow);
}
.split-panel img { width: 100%; height: 100%; object-fit: cover; }
.split-copy { padding: 38px; }
.checklist { list-style: none; padding: 0; margin: 20px 0 0; }
.checklist li { padding-left: 30px; position: relative; margin: 12px 0; }
.checklist li::before {
  content: "✓"; position: absolute; left: 0; top: 0; color: var(--success); font-weight: 900;
}
.cta-banner {
  background: linear-gradient(135deg, var(--primary-dark), var(--primary)); color: white;
  border-radius: 30px; padding: 34px; display: flex; justify-content: space-between; gap: 20px; align-items: center; flex-wrap: wrap;
  box-shadow: var(--shadow);
}
.cta-banner p { color: #dceaf6; margin: 8px 0 0; }
.footer {
  background: #0d2132; color: #d4e3ef; margin-top: 54px;
}
.footer-grid {
  display: grid; grid-template-columns: 1.2fr 0.8fr 0.9fr 1.1fr; gap: 26px; padding: 56px 0 22px;
}
.footer h4 { color: #fff; margin-top: 0; }
.footer a { color: #d4e3ef; }
.footer small { color: #b2c6d7; display: block; margin-top: 14px; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.10); padding: 16px 0 28px; color: #bdd2e2;
}
.page-hero {
  padding: 60px 0 30px;
}
.page-hero-box {
  background: linear-gradient(145deg, #10324b, #1f5f8b); color: white; border-radius: 30px; padding: 36px;
}
.form-card {
  background: var(--surface); border: 1px solid var(--border); border-radius: 26px; box-shadow: var(--shadow); padding: 28px;
}
.form-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.field { display: flex; flex-direction: column; gap: 8px; }
.field.full { grid-column: 1 / -1; }
label { font-weight: 700; }
input, select, textarea {
  width: 100%; padding: 14px 15px; border: 1px solid #c9d8e6; border-radius: 14px; font: inherit; color: var(--text); background: white;
}
textarea { min-height: 130px; resize: vertical; }
.consent-boxes {
  display: grid; gap: 14px; margin-top: 10px;
}
.consent {
  display: flex; gap: 12px; align-items: flex-start; background: var(--surface-2); border: 1px solid var(--border); padding: 16px; border-radius: 16px;
}
.consent input { width: 18px; height: 18px; margin-top: 4px; }
.consent strong a { font-weight: 800; text-decoration: underline; }
.note {
  margin-top: 14px; font-size: 0.94rem; color: var(--muted);
}
.inline-info {
  background: #eef6fc; border-left: 4px solid var(--accent); padding: 18px; border-radius: 12px; color: var(--text);
}
.faq-item { margin-bottom: 16px; }
.faq-item summary {
  list-style: none; cursor: pointer; background: var(--surface); border: 1px solid var(--border); padding: 18px 20px; border-radius: 16px; font-weight: 800;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item .faq-body {
  padding: 16px 6px 4px 6px; color: var(--muted);
}
.table-like {
  display: grid; gap: 14px;
}
.table-row {
  display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 16px; padding: 20px; background: var(--surface); border: 1px solid var(--border); border-radius: 18px;
}
.thankyou-box {
  max-width: 760px; margin: 40px auto; background: var(--surface); border: 1px solid var(--border); box-shadow: var(--shadow); border-radius: 28px; padding: 44px; text-align: center;
}
@media (max-width: 1024px) {
  .hero-grid, .split-panel, .footer-grid, .grid-3, .grid-2 { grid-template-columns: 1fr; }
  .hero-image-card { min-height: 420px; }
  .footer-grid { gap: 10px; }
}
@media (max-width: 860px) {
  .nav-links {
    display: none; position: absolute; left: 16px; right: 16px; top: calc(100% + 10px); background: white;
    border: 1px solid var(--border); border-radius: 20px; padding: 18px; box-shadow: var(--shadow);
    flex-direction: column; align-items: stretch;
  }
  .nav-links.open { display: flex; }
  .mobile-toggle { display: inline-flex; }
  .hero-panel, .hero-badge, .page-hero-box, .card, .form-card, .thankyou-box { padding: 24px; }
  .hero h1 { font-size: 2.5rem; }
  .hero-stats { grid-template-columns: 1fr; }
  .form-grid, .table-row { grid-template-columns: 1fr; }
}